sample appeal letters

 

Sample Health Insurance 
Appeal Letter

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Sample Health Insurance Appeal Letter
Instructions

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Your name and address

Date

Address of Claims review department

RE: Name of Insured:
Plan ID #:
Claim #:

Dear Claims Review Department:

[Describe the charges  you are appealing, including the date of service and provider/facility name.  Explain that you are appealing this charge because it was denied and briefly state the denial.] 

[Your first argument goes here, explaining your initial reason why you believe the denial was performed in error and your argument as to why it should be overturned and claim paid.  For example, was the denial not listed in  your policy booklet or did your health plan give you an authorization approving the service?]

[Your second argument should go here, explaining for instance that your medical service was medically necessary or you were not advised that a denial would occur and you should not be held liable.]

[Your final statement should go here, describing again what you are requesting, such as you are asking the health plan to reconsider the denial and pay the claim in full.  Thank the health plan for its consideration of this letter].

Sincerely,

[Insured Name]

[Add enclosures, such as statement of medical necessity or medical records if required]


 

 

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Appeal Letter Testimonial

"I want to thank you for your help in my battle to win payment of a
denied medical claim of over $5,000" - SP Gonzalez


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