medical bills

Reduce Your Medical Bills

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Millions of Americans are facing increases in their medical bills, either due to loss of health insurance coverage, higher medical costs or higher out of pocket expenses (deductibles).  There are options available to decrease this burden. 

• Negotiate the balance you owe with your physician
• Appeal every health insurance denial as there is a better than 50% chance of success
• Request a discount from your medical provider if you have no health insurance
• Search for high risk medical insurance pools to obtain insurance coverage

Remember that medical expenses can be negotiated.  Always ask for the cost of the medical procedure upfront, even if you have health insurance, and ask what your out of pocket expense will be.  It is better to know ahead of time what you will be liable to pay, without having to be surprised with a large bill later. Knowledge of the process can reduce your overall expense.

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